Saturday, January 24, 2015

How Do I Invest in Stock Market and MF Like Eating a Piece of Cake!!

How Do I Automatically Invest in the Stock Market and Mutual Funds like eating a piece of cake.

The stock market and mutual funds has raised a lot, and it is a great tool for building wealth.
And the Philippines this 2015 in terms of economy is in demographic sweet spot, so we should not delay investing.


In this article I will share to you how I automatically invest in the stock market and mutual funds LIKE EATING A PIECE OF CAKE.
photo(c) google.com


But before anything else, let me share some basic steps before we enter the tides of stock market and mutual funds. Let us first study the basics of investing.

Saturday, January 10, 2015

Compute how Money doubles ala Albert Einstein!

Years ago I was scammed.

Yes, I invested in a company where if I will just invest my money it will grow rapidly in just 3 days!

TURN YOUR Php699 into Php5,000 in 3DAYS! WOW!! 

My online account also has a countdown ticker and money ticker of how much I am earning as the time nears to end the 3day period. :drool:

I opened 4 accounts so that I will turn my Php2,400 of hard earned money from online jobs into Php20,000 in 3 DAYS! I invested so that I will have money to support for my upcoming licensure exam.

To make the story short, in just one month the company closed with my hard money.
I was scammed. I am financially illiterate. I am a money-dumb. Once.


But that is not the end of the story in just a week I invested again in another company where this time it will turn my Php600 into Php3000. Again, I was scammed!! Not once but twice!



From that day on, I told to myself that I need to be cautious, study well, seek mentors and apply my learnings in my future investments.

Until one day when I was already an engineer, I attended several seminars until I discovered a simple but powerful formula from one of the seminars.
It is invented by Albert Einstein, one of the great scientists of human race.






The RULE OF 72.

It is a very simple tool where we will just divide the interest rate to 72 and we will get the number of years our money will double. Here, we are talking of years not days!

Let’s have a sample computation. Let’s do the math!

Time Deposit: 1% interest rate, we got 72%/1% = 72 years
Savings account: 0.25% interest rate, we got 72%/.25%=288 years

The bank gave me this rates where it will took me years against those crappy companies that promised days that not just doubles my money.

Okay what if we have investment vehicles that will give us higher interest rates? What we will get?
Let’s do the math for a 29 year old who got Php100,000.

Are you shocked?

The difference between 4% and 12% is really big one. If we just know how and invested correctly we can avoid those scammy, crappy companies and avoid scams. If we know formulas like these we can achieve our financial goals.

If we want to retire comfortably and thank our young once self, we should start studying and investing the right way by knowing concepts such as the RULE OF 72.

Do you want to learn more about the RULE OF 72 and other personal finance concepts? 
Attend Financial Literacy Seminar (FREE) endorsed by Bro. Bo Sanchez .
Click here to register

Want to know where to find these kind of investments? 


I hope this article gave you a new insight in your investing and your personal finance.

PS. Are you going through a storm in your financial situation? Our team, Truly Rich Makers - IMG is conducting a Free Financial Management Seminar and Workshop in Makati.This is a limited slot only. Register now for FREE! :)
 Click here to register--> Financial Literacy 101

PS Number 2Do you want to make millions in stock market and retire a happy millionaire? Watch how Bo Sanchez guides many Pinoys in investing in stock market. Click here to learn more  trulyrichclub.com✔✔

PS Number 3Do you want to LEARN INTERNET MARKETING? Know How Eduard Reformina Made Millions online with his Online Prosperity Training System Working From Home. Learn How He Did It and How YOU Can Too.. Click here to learn more  internet marketing 101✔✔



for your abundance,


Charlon Elaurza, RCE


Thursday, January 1, 2015

How Did I Manage My Money While I'm in Japan

Japan Japan!

Last September to November of 2014 I was dispatched in Japan by my company to take training as a bridge design engineer. In this article I will share to you how did I budget my allowance and still manage to invest my money.







The image below will show you how did I budget my allowance. I separate my money into 5 envelopes and stick to it as my budget for my whole stay in J-pan.

  

First I allotted 10% for my tithes, it is always great to give back to the Lord.

After that I automatically save 20% for my investment.

Remember the 10-20-70 rule? It is the abundance formula where we budget our money to 3 baskets.

One basket is for tithes which is 10%, 
one for our future which is 20% directly to investments which I put in insurance, emergency, long-term healthcare, stock market, mutual funds. If you want to invest in stocks CLICK HERE  trulyrichclub.com✔✔.


Then the remaining 70% is for us to enjoy the fruits of our labor which I also divide into smaller baskets.
The breakdown of my 70% is as follows.

Then 40% for my own needs, my allowance is quite big.

15% is allotted for pasalubongs, I take home chocolates, shoes, and many more.

15% for pang gala! Yahoo! Exploring is one my passion. Soon I will share to you some of my photos in Japan. I lost the my panggala envelope, buti na lang naipanggala ko na! 

You can also have your own variation in budgeting just don't forget the abundance formula.

I hope this article help you and gave you some ideas on how to manage your money. 




 PS. Are you going through a storm in your financial situation? Our team, Truly Rich Makers - IMG is conducting a Free Financial Management Seminar and Workshop in Makati. This is a limited slot only. Register now for FREE! :)
 Click here to register--> Financial Literacy 101

PS Number 2. Do you want to make millions in stock market and retire a happy millionaire? Watch how Bo Sanchez guides many Pinoys in investing in stock market. Click here to learn more  trulyrichclub.com✔✔

PS Number 3Do you want to LEARN INTERNET MARKETING? Know How This Undergrad Dad From Q.C. MadeP5,243,965 in Just 13 Months Using A Simple Money Making System Working From Home. Learn How He Did It and How YOU Can Too.. Click here to learn more  internet marketing 101✔✔



Committed for your abundance,

Charlon Elaurza, RCE

Founder and Owner